Capital one quicksilver visa or mastercard

Capital one quicksilver visa or mastercard full#
Capital one quicksilver visa or mastercard free#

While you still need good credit, it will probably be easier on average for many people to get approved for the Quicksilver than the Cash Wise.ДЄnd if you have average or fair credit, you can also look into the Quicksilver One which is easier to get approved for but still earns 1.5% cash back.

TheyвЂ™ve also given me my highest credit limits with credit card approvals.

Meanwhile Capital One doesnвЂ™t seem to require you to have a prior relationship with them. So if you donвЂ™t have any kind of relationship with Wells Fargo you could struggle to get approved for their credit cards. In my experience Wells Fargo shows a clear preference for people who bank with them when it comes to approving them for credit cards.

Capital one quicksilver visa or mastercard full#

So while theВ Wells Fargo Cash Wise cell phone benefit wonвЂ™t provide you with the full range of support as AppleCare, knowing that you can repair an iPhone for only $25 out of pocket is a very valuable perk and arguably one of the best features of theВ Wells Fargo Cash Wise.ДЄvoiding foreign transaction fees can save you cash when traveling. Without AppleCare, a screen repair on the iPhone X costs $279В and вЂњother damageвЂќ costs $549. Consider that other cards like the Chase Ink Preferred charge $100 as a deductible.ДЄlso, AppleCare for the iPhone X is $199В and would cost you an additionalВ $29 fee for screen damage and a $99 fee for other damage. This benefit does not cover cell phones that are lost. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with a maximum benefit limit of $600 per claim and $1,200 per 12 month period. All you have to do is pay your monthly cell phone bill with the Wells Fargo Cash Wise and youвЂ™ll get up to $600 protection for damage or theft of a cell phone. The Wells Fargo Cash Wise comes with built-in cell phone protection. Thus if your plan is to take a year to pay down or pay off a balance then the Wells Fargo Cash Wise is going to be the best option.ДЄlso itвЂ™s worth noting that Wells Fargo has the Wells Fargo Platinum Visa Card which offers a 0% APR period for up to 18 months. The Quicksilver also has a balance transfer fee of 3% but once again its intro period only lasts for 9 months. The Wells Fargo Cash Wise incurs a balance transfer fee of 3%В and the 0% APR balance transfer period lasts for lasts for 12 months. TheВ Wells Fargo Cash Wise earns 0% APR on the first 12 months but the Capital One Quicksilver earnsВ 0% intro APR for 9 months,В so theВ Wells Fargo Cash Wise definitely has the edge with the 0% APR period. Cash Wise vs Quicksilver:В 0% intro APR 0% intro APR on purchases No annual feesД«oth cards come with no annual fee. It earnsВ 3% cash back on dining and 2% cash back on groceries and also comes with a $150 early spend bonus after you spend $500 in the first 3 months. If you want a Wells Fargo card with bonus earning on categories like dining gas, the Wells Fargo Propel card could be a good fit for you.ДЄlso, Capital One has a fantastic no annual fee credit card that is one of the best cash back credit cards for dining known as the Capital One Savor.

So if you use things likeВ Apple Pay, Samsung Pay, or Google Pay then you could earn 1.8% back on all of those purchases for a year. However, the Cash Wise offers an additional 20% bonus on mobile wallet transactions for a total of 1.8% cash rewards during the first 12 months from the date the account is opened.

Capital one quicksilver visa or mastercard free#

ItвЂ™s free and will help you optimize your rewards and savings! Cash Wise vs Quicksilver bonus earningД«oth credit cards earn 1.5% back on purchases so itвЂ™s a tie on the standard bonus earning. Tip: Use WalletFlo for all your credit card needs. With the Capital One Quicksilver, youвЂ™re only given $150 after spending $500 in the first three months so the early spend bonus is not quite as lucrative as the offer from theВ Wells Fargo Cash Wise but the spend requirement is also 50% less. One drawback to theВ Wells Fargo Cash Wise is that you may have to wait up to three months to receive your bonus which many people find frustrating since they can usually hit the spend requirement in much less time. With the Wells Fargo Cash Wise you can earn $200 cash back after spending $1,000 in the first three months. Update: Some offers are no longer available - click here for the latest deals! Early spend bonus

You might also be interested in seeing the comparison between the Freedom Unlimited vs the Wells Fargo Cash Wise here. HereвЂ™s a look at theВ Wells Fargo Cash Wise vs Capital One Quicksilver with my preferred choice chosen at the end. Meanwhile the Wells Fargo Cash Wise credit card is probably one of the least talked about credit cards. The Capital OneВ® QuicksilverВ® Cash Rewards Credit Card is one of the most well known credit cards on the market due to Capital OneвЂ™s marketing efforts.